- Freshmen - $5,500, no more than $3,500 Subsidized
- Sophomores - $6,500, no more than $4,500 Subsidized
- Juniors and Seniors - $7,500, no more than $5,500 Subsidized
- Freshmen - $9,500, no more than $3,500 Subsidized
- Sophomores - $10,500, no more than $4,500 Subsidized
- Juniors and Seniors - $12,500, no more than $5,500 Subsidized
Aggregate loan limits
- Undergraduate Dependent Students: $31,000 (no more than $23,000 of which can be subsidized)
- Undergraduate Independent Students: $57,500 (no more than $23,000 of which can be subsidized)
- Graduate Students: $138,500 (includes undergraduate amounts)
- Veterinary Medicine and Pharmacy students: $224,000 (includes undergraduate amounts)
Federal Parent Plus Loans
Available to dependent students' parents, the maximum amount is the estimated Cost of Attendance minus other aid received by the student. Additional information and application instructions are located on our Forms page.
Federal Graduate PLUS Loans
Eligible graduate students are allowed to borrow under the Federal Graduate PLUS program to assist with educational costs. It is advised that you maximize your annual Direct Unsubsidized eligibility before you apply for the Graduate PLUS Loan.
Who Services My Federal Direct Loans
Students and parent borrowers may access your loan servicer and payment information by logging into your StudentAid.gov account.
Health Professions Student Loan
Available to Pharmacy and Veterinary Medicine students demonstrating financial need, with a 5% interest rate and repayment starting 12 months after half-time enrollment ends.
Parental Financial Data Requirement: Even for independent students, parental financial data must be provided to be considered for this loan program.
Non-federal Alternative Loans
While federal loans are recommended, private alternative loans can be explored. Students are encouraged to research lenders and loan terms independently. We will process alternative loan requests with the lender of your choice, but we cannot provide recommendations for specific lenders
Preferred Lender Arrangements
Auburn University does not maintain a preferred lender list but processes private alternative loans from any chosen lender.
Federal Cohort Default Rate
Auburn University Federal Student Loan Cohort Default Rate (CDR)
- Fiscal Year 2019 Draft Cohort Default Rate: 0.5%
- Percentage of student borrowers 38.4%
- Federal Student Loan Cohort Default Rate (CDR) National Average
- Fiscal Year 2019 Draft Cohort Default Rate National Average: 2.3%
FSA Student Loan Ombudsman Group
If you have experienced issues with your federal student loan servicer re: repayment or consolidation and you've not been able to resolve the issues with your servicer, you may contact the Federal Student Aid Ombudsman Group as a last resort. Contact information is listed on their website.
Student Loan Code of Conduct
The Office of Financial Aid and Scholarships has established a set of principles and policies to govern educational lending practices for undergraduate, graduate and professional students. Our staff will follow this Code of Conduct to ensure the integrity of the student loan process.
